Personal Products

The Stern Agency represents a multitude of excellent, financially sound insurance carriers offering the following coverages:

  • Automobile – All types of personal automobile insurance, including snowmobiles, motorcycles, RV’s, etc. We even have special programs for problem drivers offering affordable rates on 6 month and year policy terms.
  • Homeowners Insurance – Including primary residences, secondary and seasonal homes, apartments, condominiums, and cooperatives.
  • Personal Umbrellas – We offer liability limits over and above your primary general, automobile or watercraft liability policies in order to properly protect your personal assets.
  • Watercraft – Insurance coverage is available for all types of watercraft from canoes and rowboats, to motor boats, sailboats and yachts. We also have special programs for jet-skis and other types of recreational watercraft.
  • Valuable Items – Insurance Coverage for valuable items on and out of the home. The Stern Agency has a variety of carriers offering coverage for valuable items ranging from an engagement ring to rare coin collections. Our carriers offer a multitude of coverages to make sure you are properly covered.
  • RV – Stern provides the best motor home insurance coverage at the lowest prices. Whether you’re a retired couple traveling America’s roadways or a vacationing family visiting a national park, RV America protects your motor home with the specialized RV coverage needed by RV owners.
  • Flood -Besides fire, flooding is the most common natural disaster. Along with your free rate quote on flood insurance, we will provide you with a free zone determination. We want to make getting your flood insurance policy as easy as possible.

Discounts!

New Home, Alarms, Non-smoker, Air Bags, Antilock Brakes, Daytime Driving Lights, Loss Free, Multi-Policy Personal Package Programs can be designed to meet the individual needs of you and your family. Package your insurance and save!

Our Personal Lines Insurance agents can review your exposures with you and shop our many markets for broad coverage at a competitive cost!

Would you like to get a quote?