Apartment Buildings

The real estate industry is one of The Stern Agency’s strongest specialties. Our experience in real estate insurance is reflected in Programs that respond to the particular, and sometimes differing, exposures in various geographical regions.

We are one of the first Agency’s to partake in the development of programs for residential co-ops, condominiums and rental buildings. The Stern Agency has worked very closely with our providers to develop programs that meet all of your insurance needs, while still maintaining a competitive pricing structure.

Our Habitational and Commercial Property Programs are designed to provide our clients with the comprehensive coverage they need at a premium level suitable for any market.

These programs have been developed for single owners with one location or large property manager/developers operating across many states with large location schedules of properties.

Qualified properties include: Office buildings, Retail Shopping Centers, Warehouses, Apartments and Condominium Associations. Most standard construction types are acceptable. We also can accommodate buildings up to 15 stories.

We offer a broad scope of coverage with strong markets, and we’ve experienced little historical turnover among our carriers.

Typical coverages may include:

  • Commercial General Liability and Umbrella Liability ( Including Lead Liability Coverage)
  • Blanket Building Coverage (Per Location Basis)
  • Ordinance and Law
  • Equipment Breakdown
  • Loss of Income and Extra Expense
  • Flood and Quake
  • Medical Pay
  • Plus many more coverages and options
  • Condo and Co-op Directors and Officers Liability
  • Environmental Insurance (first and third party) including above and below ground storage tanks

Request A Quote

Please take a moment to fill out the form below and one of our local insurance agents will contact you with a free, no-obligation quote. This information will be kept confidential and will be used for quote purposes only.

Commercial Property Quote Request

Your Full Name (required)

Company Name:



Select a State:

Zip Code:

Business Phone Number: (required)

Your Email: (required)

Insurance Company Name:

Policy Expiration Date:

Years Insured:

Detailed description of your business and operations:

Name of Corporation or LLC owning the Business or Building:

Property Address (If Different):

Property City:

Property State:

Property Zip Code:

Are there Protection Devices Installed? (check all that apply)
 Smoke Detectors Fire Extinguisher Sprinklers Central Burglar / Fire Alarm

Year Building Built:

Building Square Footage:

Number of Stories:

 Owner Tennant

Square Feet Occupied as Owner or Tenant:

Replacement Value of Building: $

Business Interruption: $

Replacement Value of Business Personal Property: $

Additional Comments or Questions:

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Please click the “Submit Quote Request” button to send your quote request. No coverage is in effect until bound by an insurance carrier. This is a request for quotation only.