Builder’s Risk Insurance

Builder’s risk insurance usually indemnifies against losses due to fire, vandalism, lightning, wind, and similar forces. It usually does not cover earthquake, flood, acts of war, or intentional acts of the owner. Coverage is typically during construction period only, and is intended to terminate when the work has been completed and the property is ready for use or occupancy.

Policies cover the contractor’s interest in materials at the job site before they are installed, materials in transit intended for the job, and the value of the property being constructed until it is completed and accepted by the owner. The policy may be written to cover the whole structure for new construction or the cost of remodeling and renovation projects. It can also be used to cover specific projects, such as a new room addition, a deck, or a remodeled bathroom.

Builders risk insurance usually is in the name of the contractor or the property developer; but it could also be in the name of the property owner if he is responsible for insuring it while the property is under construction. Both commercial and residential construction sites might be covered under a builders risk insurance policy.

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Builders Risk Insurance Quote Request

Your Full Name (required)

Company Name:

Address:

City:

Select a State:

Zip Code:

Business Phone Number: (required)

Your Email: (required)


Current Insurance Information

Insurance Company Name: (not agency)

Policy Expiration Date:

Premium Amount: $

Years Insured:


Property Information

Property #1

Year Building Built:

Building Square Footage:

Occupancy:  Owner Tennant

Square Feet Occupied as Owner or Tenant:

Replacement Value of Building:
$

Replacement Value of Business Personal Property:
$

 
Property #2

Year Building Built:

Building Square Footage:

Occupancy:  Owner Tennant

Square Feet Occupied as Owner or Tenant:

Replacement Value of Building:
$

Replacement Value of Business Personal Property:
$

Property #3

Year Building Built:

Building Square Footage:

Occupancy:  Owner Tennant

Square Feet Occupied as Owner or Tenant:

Replacement Value of Building:
$

Replacement Value of Business Personal Property:
$

Property #4

Year Building Built:

Building Square Footage:

Occupancy:  Owner Tennant

Square Feet Occupied as Owner or Tenant:

Replacement Value of Building:
$

Replacement Value of Business Personal Property:
$


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