There are many different factors to take into consideration when purchasing insurance for an apartment building. Insurance for actual damage to the building and property is only a part of it. The apartment owner must also take into consideration liability insurance: the owner of an apartment building is liable for injuries that occur to tenants and guests on the property. This includes bodily injury and medical insurance, which pays for the initial batch of medical payments for any injured party. Both these types of insurance are required by law for all apartment building owners. Liability insurance can also cover litigation costs if necessary.
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